.page-disclaimer{
  background:var(--ink-navy);
  color:var(--fog);
  font-family:var(--font-body);
  --pd-card:#F4EFE6;
  --pd-ink:#161E2B;
  --pd-ink-soft:#3B4655;
  --pd-hair:rgba(40,49,63,.16);
}

.page-disclaimer .terms-hero{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  padding:clamp(112px,17vw,180px) 0 clamp(44px,7vw,76px);
  background:
    radial-gradient(110% 82% at 94% 6%, rgba(255,90,31,.32), transparent 62%),
    linear-gradient(168deg,#12203A 0%, var(--ink-navy) 70%);
  border-bottom:1px solid var(--line);
}

.page-disclaimer .terms-hero::after{
  content:"";
  position:absolute;
  z-index:0;
  top:-16%;
  right:-20%;
  width:62%;
  height:150%;
  background:linear-gradient(128deg, rgba(255,90,31,.55), rgba(201,52,18,0) 70%);
  transform:skewX(-14deg);
  opacity:.28;
  pointer-events:none;
}

.page-disclaimer .terms-hero__media{
  position:absolute;
  inset:0;
  z-index:0;
  pointer-events:none;
}

.page-disclaimer .terms-hero__img{
  display:block;
  width:100%;
  height:100%;
  max-width:100%;
  object-fit:cover;
  opacity:.2;
  -webkit-mask-image:linear-gradient(115deg, transparent 28%, #000 78%);
  mask-image:linear-gradient(115deg, transparent 28%, #000 78%);
}

.page-disclaimer .terms-hero__inner{
  position:relative;
  z-index:1;
}

.page-disclaimer .terms-hero .fw-breadcrumb{
  margin:0 0 22px;
  font-size:13px;
}

.page-disclaimer .terms-hero__title{
  margin:14px 0 20px;
  font-family:var(--font-display);
  font-weight:900;
  font-size:clamp(29px,5.6vw,62px);
  line-height:1.08;
  letter-spacing:-.02em;
  color:var(--fog);
  max-width:19em;
  overflow-wrap:break-word;
}

.page-disclaimer .terms-hero__title span{
  color:var(--phoenix);
}

.page-disclaimer .terms-hero__lead{
  margin:0;
  max-width:62ch;
  font-size:clamp(15px,1.6vw,17.5px);
  line-height:1.85;
  color:var(--fog-70);
  overflow-wrap:break-word;
}

.page-disclaimer .terms-hero__tags{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin:26px 0 0;
  padding:0;
  list-style:none;
}

.page-disclaimer .terms-hero__tags .fw-tag{
  font-size:12.5px;
  letter-spacing:.02em;
}

.page-disclaimer .terms-body{
  padding:clamp(34px,6vw,80px) 0 clamp(56px,9vw,110px);
  background:linear-gradient(180deg, var(--ink-navy) 0%, #0B1524 46%, var(--ink-navy) 100%);
}

.page-disclaimer .terms-layout{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:clamp(20px,3.5vw,34px);
  align-items:start;
}

.page-disclaimer .terms-toc{
  background:var(--deck);
  border:1px solid var(--line);
  border-radius:var(--radius-m);
  padding:20px 16px 18px;
}

.page-disclaimer .terms-toc__title{
  margin:0 0 14px;
  font-family:var(--font-mono);
  font-size:12px;
  letter-spacing:.22em;
  color:var(--gold);
}

.page-disclaimer .terms-toc__list{
  margin:0;
  padding:0;
  list-style:none;
  display:flex;
  flex-direction:column;
  gap:4px;
}

.page-disclaimer .terms-toc__list a{
  display:flex;
  align-items:baseline;
  gap:10px;
  padding:9px 10px;
  border-radius:10px;
  border:1px solid transparent;
  color:var(--fog-70);
  text-decoration:none;
  font-size:14.5px;
  line-height:1.45;
  transition:color var(--dur) var(--ease), background var(--dur) var(--ease), border-color var(--dur) var(--ease);
}

.page-disclaimer .terms-toc__list a:hover,
.page-disclaimer .terms-toc__list a:focus-visible{
  color:var(--fog);
  background:rgba(255,90,31,.14);
  border-color:rgba(255,90,31,.5);
  outline:none;
}

.page-disclaimer .terms-toc__idx{
  flex:none;
  font-family:var(--font-mono);
  font-size:12px;
  color:var(--gold);
}

.page-disclaimer .terms-toc__note{
  margin:16px 0 0;
  padding-top:14px;
  border-top:1px dashed var(--line);
  font-size:13px;
  line-height:1.75;
  color:var(--fog-50);
}

.page-disclaimer .terms-content{
  min-width:0;
}

.page-disclaimer .term{
  position:relative;
  overflow:hidden;
  margin:0 0 clamp(16px,2.6vw,24px);
  padding:clamp(22px,3.6vw,38px) clamp(18px,3.2vw,42px);
  background:var(--pd-card);
  color:var(--pd-ink);
  border-radius:var(--radius-m);
  scroll-margin-top:112px;
  box-shadow:var(--shadow-deep);
}

.page-disclaimer .term::before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  bottom:0;
  width:6px;
  background:linear-gradient(180deg, var(--phoenix), var(--ember));
}

.page-disclaimer .term__num{
  margin:0;
  font-family:var(--font-mono);
  font-weight:700;
  font-size:clamp(26px,4vw,40px);
  line-height:1;
  letter-spacing:-.02em;
  color:var(--ember);
}

.page-disclaimer .term__title{
  margin:10px 0 16px;
  font-family:var(--font-display);
  font-weight:800;
  font-size:clamp(20px,3vw,28px);
  line-height:1.26;
  letter-spacing:-.01em;
  color:#0A1524;
  overflow-wrap:break-word;
}

.page-disclaimer .term__body p{
  margin:0 0 14px;
  font-size:15.5px;
  line-height:1.85;
  color:var(--pd-ink-soft);
  overflow-wrap:break-word;
}

.page-disclaimer .term__body p:last-child{
  margin-bottom:0;
}

.page-disclaimer .term__body strong{
  color:#0A1524;
  font-weight:700;
}

.page-disclaimer .term__body a{
  color:#A3300F;
  text-decoration:underline;
  text-underline-offset:3px;
  text-decoration-thickness:1px;
}

.page-disclaimer .term__body a:hover,
.page-disclaimer .term__body a:focus-visible{
  color:var(--phoenix);
}

.page-disclaimer .term__list{
  margin:14px 0 16px;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}

.page-disclaimer .term__list li{
  position:relative;
  padding-left:24px;
  font-size:15px;
  line-height:1.75;
  color:var(--pd-ink-soft);
}

.page-disclaimer .term__list li::before{
  content:"";
  position:absolute;
  left:4px;
  top:.62em;
  width:9px;
  height:9px;
  border-radius:2px;
  background:var(--phoenix);
  transform:rotate(45deg);
}

.page-disclaimer .term__defs{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:10px;
  margin:18px 0 0;
}

.page-disclaimer .term__def{
  padding:12px 14px;
  border:1px solid var(--pd-hair);
  border-radius:12px;
  background:rgba(255,255,255,.55);
}

.page-disclaimer .term__def dt{
  margin:0 0 6px;
  font-family:var(--font-mono);
  font-size:11px;
  letter-spacing:.12em;
  color:var(--ember);
}

.page-disclaimer .term__def dd{
  margin:0;
  font-size:14px;
  line-height:1.6;
  font-weight:500;
  color:var(--pd-ink);
}

.page-disclaimer .term__callout{
  margin:18px 0 0;
  padding:14px 16px;
  border:1px solid #E3B44A;
  border-left-width:5px;
  border-radius:10px;
  background:rgba(255,200,87,.16);
  font-size:14.5px;
  line-height:1.8;
  color:#4A3A12;
}

.page-disclaimer .term__callout strong{
  color:#2A1F06;
}

.page-disclaimer .term__contact{
  margin:18px 0 0;
  padding:0;
  border-top:1px solid var(--pd-hair);
}

.page-disclaimer .term__contact-row{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:2px;
  padding:12px 0;
  border-bottom:1px solid rgba(40,49,63,.12);
}

.page-disclaimer .term__contact-label{
  font-family:var(--font-mono);
  font-size:11px;
  letter-spacing:.14em;
  color:var(--ember);
}

.page-disclaimer .term__contact-value{
  margin:0;
  font-size:15px;
  line-height:1.7;
  font-weight:500;
  color:var(--pd-ink);
  overflow-wrap:break-word;
  word-break:break-word;
}

@media (min-width:560px){
  .page-disclaimer .term__defs{
    grid-template-columns:repeat(3,minmax(0,1fr));
  }
}

@media (min-width:600px){
  .page-disclaimer .term__contact-row{
    grid-template-columns:110px minmax(0,1fr);
    gap:14px;
    align-items:baseline;
  }
}

@media (min-width:960px){
  .page-disclaimer .terms-layout{
    grid-template-columns:288px minmax(0,1fr);
  }

  .page-disclaimer .terms-toc{
    position:sticky;
    top:104px;
    padding:22px 18px 20px;
  }

  .page-disclaimer .term__body p{
    font-size:16px;
  }
}

@media (prefers-reduced-motion:reduce){
  .page-disclaimer *{
    transition:none !important;
    animation:none !important;
  }
}

@media print{
  .page-disclaimer{
    background:#fff;
    color:#000;
  }

  .page-disclaimer .terms-hero{
    background:#fff;
    border-bottom:1px solid #999;
    padding:16px 0;
  }

  .page-disclaimer .terms-hero::after,
  .page-disclaimer .terms-hero__media,
  .page-disclaimer .terms-toc{
    display:none;
  }

  .page-disclaimer .terms-hero__title,
  .page-disclaimer .terms-hero__lead{
    color:#000;
  }

  .page-disclaimer .terms-body{
    background:#fff;
  }

  .page-disclaimer .term{
    box-shadow:none;
    border:1px solid #999;
    break-inside:avoid;
    page-break-inside:avoid;
  }
}
<<<END>>>